Our Mutual Partners
Minnesota Township Mutuals Insurance Companies are authorized to write insurance in a specified area in the state and were organized in the late 1800s and early 1900s by farmers to write fire insurance on farms in their area. An affiliation with the Township Mutuals is a vital and cherished part of North Star Mutual’s history and has played a big part in developing the company’s values and character. The affiliation dates back to 1925 when North Star Mutual began writing farm windstorm policies to accompany the fire policies written by the Township Mutuals.
All North Star Mutual farm policies in Minnesota are written in package arrangements with Township Mutuals using the Combination Package Policy (CPP). The Township Mutuals insure approximately 80% of the farms in the state, and the package arrangement has made North Star Mutual the largest farm writer in Minnesota. North Star Mutual also partners with Township Mutuals to write the Combination Dwelling Owners (CDO), a homeowners policy.
SFM is well defined by their tagline, “The Work Comp Experts,” and has the expertise and resources to provide the best in workers compensation service. Since 1998, North Star Mutual has had a general agency affiliation with SFM, and North Star Mutual agents in Minnesota, Iowa, Nebraska, and South Dakota can write SFM workers compensation policies through the North Star Mutual General Agency. SFM is the largest writer of workers compensation insurance in Minnesota.
One General Agency (OGA)
Since 1961, North Star Mutual’s insurance product lines have been written through a general agency arrangement in the state of Oklahoma. As a wholesale General Agency, OGA underwrites and issues policies for North Star Mutual. OGA’s commitment to excellence in service makes them an ideal partner for North Star Mutual.
North Star Mutual began writing Auto insurance in the state of Kansas in 2016 as a result of a partnership with Marysville Mutual. Marysville Mutual has been serving Kansas since 1888. The Company offers Homeowner; Farmowner; Dwelling Fire; Farm Fire & Inland Marine coverage.
Founded in 1895, The National Association of Mutual Insurance Companies is the largest and most diverse property/casualty trade association in the United States. In addition to advocacy work at both federal and state levels, NAMIC provides services to member companies, state-based trade associations, and the industry through communication and educational programs. The association strives to increase public awareness and understating of the principles of insurance and the many contributions the property/casualty insurance industry makes to society.
The Minnesota Association of Farmers Mutual Insurance Companies formed in 1895 to join together farmers’ mutual insurance companies in the state of Minnesota. The association works to assist in the effective utilization of insurance resources and promote a financially sound, competitive farm mutual insurance industry for the ultimate benefit of the consuming public.
IIABA/ Big “I”
The Independent Insurance Agents & Brokers of America (Big “I”), founded in 1896, is a national alliance of more than a quarter million independent insurance agents and their employees. The Big “I” advocates for and represents the independent agency system.
North Star Mutual is a Trusted Choice company partner and supports the Trusted Choice initiative.
The National Association of Professional Insurance Agents (PIA) represents independent insurance agents in the United States. PIA was founded in 1931 with the objective to promote, educate, protect and advocate on behalf of the American Agency System.
North Star partners with reinsurance companies to further stabilize loss and reduce the impact of catastrophic events and costly claims. With this added safeguard, customers are further protected from the financial effects of major losses.