Home Insurance

North Star Home Insurance

Property and liability coverage for your peace of mind

You invest a lot in your home and possessions, both financially and emotionally.   So you want insurance coverage to protect you and your family from personal loss. North Star Mutual offers a wide array of coverage products for your home and personal property.

North Star Mutual Homeowners Policies offer complete property and liability protection, not to mention peace of mind for you and your family.


Your North Star Mutual Agent can provide the correct coverage for your personal needs: 

  • Homes
  • Renters
  • Condominiums
  • Mobile Homes
  • Rental Homes
  • Seasonal Homes


Discounts available:

  • Mature Owner
  • Higher Deductible
  • New Home
  • Companion Policy (when you insure your Autos with North Star)
  • Protected Subdivision
  • Protective Device
  • Valued Customer

Other Coverages available:

  • Back-up of Sewers, Drains, and Sump Systems
  • Refrigerated Food Products
  • Related Private Structures
  • Identity Fraud Expense
  • Expanded Replacement Cost – Dwelling
  • Replacement Cost for Personal Property
  • Special Form Coverage for Personal Property
  • Theft From Your Residence While Under Construction
  • Watercraft Liability
  • Recreational Vehicle Liability
  • Farm Liability
  • Personal Injury Liability
  • Umbrella Liability

Special Coverages Available Under North Star Mutual’s Inland Marine Endorsements for:

  • Jewelry
  • Boats, Motors & Trailers
  • Furs
  • Guns
  • Fine Arts
  • Camper Trailers
  • Golf and other Sports Equipment
  • Recreational Vehicles (Snowmobiles, ATV, Golf Carts)
  • Computers Equipment
  • Antiques & Collectibles
  • Portable Tools
  • Plus other special property items

Should you consider umbrella coverage? Click here for more information.

Need to Report a Claim? We are dedicated to providing fast and fair claim service with friendly care and a personal touch.

North Star Mutual Policies Protect Against Identity Fraud Learn more…

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